Whole Life Insurance


A Whole of life policy does exactly what it says on the tin. It covers you for your entire life.

Whole-of-life insurance is designed to last as long as you do. You pay in a premium every month and when you die, the policy pays out a lump sum to your loved ones.

That sounds simple enough, and a valuable benefit to have. Yet only a small minority of people take out whole life cover – the vast majority opt for term insurance instead.

A policy which pays out upon death;
  • The policy will cover you until death no matter what age that is
  • Can be used to cover all of your funeral expenses
  • Can be used to alleviate Inheritance Tax Issues
  • Guaranteed to pay out

We will tailor make a policy to your requirements using a panel of insurers.

We promise to remove the hassle of finding a policy to protect you and your loved ones.

Things to know

You can either choose the level of cover you want to leave when you pass away or fit the policy into a budget and pay a certain premium. This policy will also come with a Terminal Illness Benefit as standard.

If at any point you are diagnosed with a terminal illness and you are given less than 12 months to live, this policy may pay out your sum assured whilst you’re still alive to do with as you wish.

A Whole of Life policy is designed to cover you for your entire life. You will pay a monthly or an annual premium and when you pass away, the policy will pay out the sum assured you have been covered for.

This enables you to have complete peace of mind that your loved ones are financially taken care of when you are gone. These are the hardest of times for friends and family and so all we can do is make things easier.

Speak with one of our specialists for more information.

Looking for cover?

We have a range of options to help you protect your family’s future. There is no cash-in value at any time.

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How much cover will you need?